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Special Needs Advisory Practice

Providing Financial Security for You and Your Child

Providing Financial Security for You and Your Child

Planning for a loved one with special needs often means balancing today’s needs with long-term questions about care, independence, financial security, and the future. For many families, the challenge is not simply finding information, it is finding clarity, coordination, and trusted guidance along the way.

Our Special Needs Advisory was built to help families navigate that complexity with greater confidence and peace of mind. Led by Rhett Beal, our team works alongside families to create thoughtful, personalized strategies that align financial planning with lifelong care considerations.

This work is deeply personal to Rhett. When he and his wife became designated future caregivers for her adult brother with special needs, he experienced firsthand how overwhelming and fragmented the planning process can feel — even as a financial professional himself. That experience ultimately led him to pursue the Chartered Special Needs Consultant® (ChSNC®) designation and helped shape the foundation of our dedicated advisory practice.

We help families think through how private resources, public benefits, estate planning strategies, family support systems, and long-term care considerations can work together as part of a coordinated plan. While we do not draft legal documents, we regularly collaborate with attorneys, tax professionals, care providers, and other trusted specialists to help families make informed decisions with confidence.

Our advisory is also deeply connected to the special needs community. Rhett serves as a founding member and treasurer of Infinite Friends, a nonprofit serving adults with intellectual and developmental disabilities. Through that involvement and the relationships we have built within the community, we understand that families often need more than financial guidance alone. They need a trusted team, practical resources, and people who understand the realities of the journey ahead.

At Van Hulzen Financial Advisors, we believe planning is about more than finances alone. It is about helping families create greater clarity, stability, and confidence for what matters most.

My wife and I were overwhelmed when first becoming a designated caregiver for my brother-in-law. Even with my professional background, navigating Social Security and other benefits were especially challenging. I became a Chartered Special Needs Consultant to gain the specialized expertise I needed to help others, and have dedicated this practice to providing holistic support to the parents of children with special needs.

RHETT BEAL, CHSNC® | FINANCIAL ADVISOR AND VICE PRESIDENT

Having two adult children with special needs, it has been challenging to determine how to structure our trust to include them alongside our two other adult children. Rhett has been incredibly clear about the options available to us. We truly appreciate the time he took to meet with us and our children so they could understand the terms of the trust and know they can rely on Rhett when the time comes to distribute our assets

Mary Ellen N

About 7 years ago my daughter and I were in a car accident that left her with permanent life changing injuries. I realized that I needed to find someone who could help me invest money for her future and that just having money in a savings account wasn't enough.
I was fortunate to be introduced to Rhett. He listened to all my concerns and worked at my pace when investment choices had to be made. With his guidance our accounts have grown. I can say I truly trust his expertise. When working and investing with Rhett you feel it's personal, he treats your account like it was his own. An investor with a soul. I feel relief knowing my daughter’s account is in such good hands.

Patricia B

After the passing of my wife and becoming a single dad to a tween son with special needs, I found myself facing the challenge of managing a special needs trust while trying to navigate our new life. Although we had a trust in place, I simply couldn’t focus 100% on determining the best way to manage the money for the long term.
The Van Hulzen team came to me through a referral, and from day one, we connected very well. Rhett and his team have approached our situation with compassion, empathy, professionalism, and trust. Their patience and genuine care have made a meaningful difference in our financial lives.
Choosing the Van Hulzen team was one of the best decisions I’ve made. Knowing I have a knowledgeable and trustworthy team looking after our financial future is one less thing on my plate. It allows me to focus on being the best parent I can be and making sure my son’s educational, medical, and personal needs are met without the added worry of managing our finances alone.

Tony D

PLANNING SERVICES INCLUDE:

  • Government Benefit Protection Planning
  • Social Security Planning (SSI/SSDI)
  • Special Needs Trust Funding Solutions
  • Future/Long Term Financial Security Planning
  • Financial Contingency Planning
  • Family Financial Security Solutions


WE ALSO HELP YOU PLAN FOR YOUR TOTAL FINANCIAL OUTLOOK:

Financial Planning

  • Retirement Planning
  • Tax Strategy Planning
  • Social Security and Pension Planning
  • Estate Planning Review (Inheritance Tax Planning)
  • Charitable Gift Planning (Philanthropy Legacy Planning)
  • Insurance Solutions, including Life and Long-Term Care

Investment Management

  • Custom Investment Advice and Strategy Building
  • Risk Management and Hedging Solutions
  • Portfolio Management
  • Third-Party Asset Management
  • Investment Management for Charities
  • Board Support for Non-Profits

Are you ready?Take the first step

Whether you’re preparing for retirement, balancing the complexities of business ownership, planning for a loved one with special needs, or simply unsure where to begin, we welcome the opportunity to have a conversation. Our goal is to provide thoughtful guidance, greater clarity, and a clearer path forward — helping you make financial decisions with confidence and intention.

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