Our Services
Fee-Based Asset Management & Portfolio Analysis
We provide transparent, fee-based asset management to the majority of our clients, aligning our interests with yours. We tailor investment strategies to your risk tolerance and financial goals, ensuring your portfolio is right for you.
Brokerage & Commission-Based Services
We offer brokerage services when appropriate, providing access to a wide range of investment and insurance strategies on a commission basis and/or a fee per transaction. If we propose a commission-based solution instead of a fee-based option, we will clearly explain the rationale and associated costs.
Comprehensive Financial Planning
We work with you to understand your unique circumstances and develop a holistic financial plan that considers all aspects of your financial life and evolves as your life changes.
Retirement Planning
We help you build a retirement plan that aligns with your situation and lifestyle goals, including helping you navigate the complexities of retirement planning through retirement projections, Social Security optimization, and strategies for managing retirement income and distributions.
Many of our local clients have ties to UVA, and as a result, we have decades of experience helping our clients better understand and navigate their retirement and pre-retirement options with the UVA and VRS retirement and benefit plans.
Insurance Planning
We help you identify potential risks, understand your options, and recommend appropriate coverage to protect your assets and loved ones. This includes life insurance, long-term care insurance, and disability insurance.
Charitable Gift Planning
We help you integrate charitable giving into your financial plan to help you make a meaningful difference while using tax-advantaged strategies such as Qualified Charitable Distributions (QCDs), Donor-Advised Funds (DAFs), and Charitable Remainder Trusts (CRTs).
Estate Planning
We work with you and your attorney to create an estate plan that ensures your assets are protected and distributed according to your wishes. This includes Wills, Trusts, Powers of Attorney, and Advanced Medical Directives. In addition to having the right documents, we help to ensure that your asset/account titling and beneficiaries are consistent with your estate plan – a frequently overlooked aspect to estate planning.
Education Planning
We help you create a plan to fund your children's and grandchildren's education (from college to private school) using 529 plans and other tax-advantaged strategies.