The 90 Day Challenge

1) Create a shared tracking devise for the entire family old enough to spend money

2) Write down every single thing purchased by everyone in the family everyday

3) Reconcile every 24 hours and start to see the categories

4) Once patterns emerge, start categorizing and/or color coding each type of purchase

5) Be predictive, when possible. If you are going to Natural Grocers to purchase groceries, write down the name of the purchase point and the date. Then, before leaving the store, simply write down the amount spent.

6) Begin having conversations with the family each day and week to discover increased awareness and emerging patters

7) After 90 days, design a Spending Plan with clear intentions of how you want to spend your money. Include everyone who has been tracking their spending in the conversation.

Taking the 90 Day Challenge and writing down EVERYTHING her family spent money on, allowed an unhappy retail pharmacist to quit her job, and fulfill her dream of homeschooling her older 2 children and to having one more baby!

What can it do for you? What will you discover?

By week 6, this high net worth professional realized she had an Amazon addition and most of her salary went for extravagant things like elaborate $10,000 Birthday Parties. In less than 2 months, she quit her job and soon after got pregnant with her 4th baby.

What would you do if you had more money to do it?