PlanningFinancial Planning
Your priorities will change over the years. At Moulton Wealth Management, we can help you anticipate shifts in your financial needs and prepare for them. Financial planning simplifies and guides your decisions. A financial strategy helps you clarify your investment goals.
Working with Rial and Don Moulton who are both Certified Financial Planner™ professionals, ensures you’re working with persons who have satisfied the strenuous requirements of Education, Ethics, Experience and Testing.
Why settle for less?
Plan to get what you want out of life.
managementPortfolio Management
We employ tactical risk management using our unique portfolio management process.
If you agree that the world is changing; that world debt is an issue; that information travels faster; that the market is more volatile; or even simply that there will be at least one more bear market during your life, you should address these concerns with a financial advisor.
We consider your objectives, time horizon, and risk tolerance when providing investment solutions and designing a portfolio. Asset allocation is the first rule to a balanced portfolio. But it is only a first step. Active risk managment through a mathmatially anchored sell disclipline is essential. At Moulton Wealth Management, we help to set reasonable expectations with our clients to ensure their investment goals are addressed. And by working with Rial and Don Moulton, both Certified Financial Planner™ professionals, you know you’re working with persons who have satisfied the strenuous requirements of Education, Ethics, Experience and Testing. Why settle for less?
PlanningInsurance Services
When it comes to safeguarding your assets for the future, you will want to choose insurance options that can provide you with the appropriate solution for protection against catastrophic loss. Moulton Wealth Management’s goal is to help develop financial strategies using select insurance products from sound carriers. Whether to protect against loss of income, disability, long term care costs or estate taxes, let us investigate the best insurance plan for your needs.
And by working with Rial and Don Moulton, who both are Certified Financial Planner™ professionals, you know you’re working with persons who have satisfied the most strenuous requirements of Education, Ethics, Experience and Testing. Why settle for less?
managementLong Term Care Insurance
One of the greatest potential risks faced by America’s elderly is the need for long-term care. Long-term care insurance transfers a portion of the risk of long-term care expenses to an insurance company helping to protect you and your family from potentially devastating expenses.
Long term care insurance is designed to help pay for the costs associated with long-term care services. These services can include in-home care, adult daycare, assisted living, and nursing home care. long term care insurance policies typically have two main features:
📌 A daily benefit amount that helps cover the costs of long-term care services
📌 A benefit period, or the length of time that benefits will be paid.
Most long-term care insurance policies also have an elimination period, which is similar to a deductible. The elimination period is the amount of time you must pay long-term care expenses out of your own pocket before the insurance policy begins to pay benefits.
Some long-term care insurance policies also have a built-in inflation protection feature that helps keep pace with the rising costs of long-term care services.
When considering long-term care insurance, it’s important to work with an experienced insurance agent to find a policy that meets your needs and budget.
