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Financial Planning Services In Las Vegas

A safety-first approach to retirement, built around your goals, your timeline, and your comfort with risk. We help retirees and future retirees across the Las Vegas valley grow and protect their income with a clear, coordinated plan.

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CFP® CERTIFIED FINANCIAL PLANNER™-led team
Since 2000 Serving Las Vegas retirees
Fiduciary Nevada-registered investment adviser

A Coordinated Plan For Your Retirement

Lives well planned are lives well lived. At Ntact Retirement Solutions, we work with retirees and future retirees across Las Vegas to build a clear, coordinated plan for the years that matter most. Whether you need an individual or small-business retirement plan, help reducing the effects of taxation and inflation, or a strategy for leaving a meaningful legacy, we start by understanding your current situation and your goals.

We design straightforward, effective solutions so you can take the guesswork out of your financial future. We build a plan you understand, one that grows and protects your retirement income so you can focus on enjoying retirement.

Why A Retirement Plan Matters Now

Retirement today can last decades, and the decisions you make in the years around it shape the income you live on for the rest of your life. A retirement that runs on guesswork leaves too much to chance. A written, coordinated plan gives you a way to grow your savings, manage risk, and turn what you have built into dependable income.

The numbers show why planning ahead is worth the effort. Getting income, taxes, and Social Security timing right is not a one-time task; it is an ongoing plan that adapts as your life and the markets change.

  • 67 Full retirement age for Social Security is 67 for anyone born in 1960 or later, and monthly benefits are reduced for claiming earlier. Source: Social Security Administration
  • 73 Required minimum distributions from most retirement accounts now generally begin at age 73, which makes tax and withdrawal timing central to a plan. Source: Internal Revenue Service
  • Ongoing The Federal Reserve reports that many households find retirement planning difficult, and confidence rises when a plan is in place. Source: Federal Reserve

Our Services

We provide a focused set of advisory and strategic services for retirees and future retirees, working together so no part of your plan stands on its own.

Retirement Income Planning

A safety-first income plan designed to grow and protect your retirement income, so you can worry less about inflation and about outliving your savings.

Explore Retirement Income Planning →

Investment Management

Personalized portfolios aligned to your goals and your own Risk Number, managing risk through diversification and regular planning reviews.

Explore Investment Management →

Risk Management

Technology that helps pinpoint your acceptable level of risk and reward, so your portfolio can be matched to your comfort level and your goals.

Explore Risk Management →

Tax Planning Strategies

Strategic tax planning that helps you keep more of what you have saved, coordinated with your CPA. We do not prepare returns or provide tax advice.

Explore Tax Planning Strategies →

Social Security Planning

Coordinating your claiming strategy with your withdrawals to help manage taxes and make the most of your Social Security benefits.

Explore Social Security Planning →

401(k) Rollover Guidance

Guidance on managing a previous employer's 401(k), 403(b), or 457, including IRA options and annuities that offer guaranteed lifetime income, backed by the issuing insurer.

Explore 401(k) Rollover Guidance →

Why Our Clients Work With Us

Choosing an advisor is really about deciding whom to trust with your family's future. Our value comes from experience, transparency, and a standard of care that puts your interests first.

We are a Las Vegas firm that has served local retirees since 2000, and we meet with you in person in the valley or by video from wherever you are.

  • Fiduciary Standard Of Care

    Our advisory recommendations are made in your best interest, with advice built around your goals rather than product sales.

  • Nevada-Registered Investment Adviser

    Ntact is a fee-based Registered Investment Advisory firm, and where a commission product is part of a plan, we disclose how we are paid.

  • Rooted In The Las Vegas Valley

    We work from the Desert Shores area of Las Vegas, serving retirees and future retirees across the valley since 2000.

  • Coordinated, Safety-First Advice

    Income, investments, risk, and tax strategy are planned together, and we coordinate with your CPA so every part of the plan speaks the same language.

Mahlon Edwards, CFP®, financial advisor in Las Vegas, Nevada

Mahlon Edwards, CFP®

Founder & Financial Advisor

A CERTIFIED FINANCIAL PLANNER™ professional who founded Ntact Retirement Solutions in Las Vegas in 2000. Mahlon works with retirees and future retirees to build a safety-first retirement income plan around each client's goals, timeline, and comfort with risk.

Areas We Serve

We work from the Desert Shores area of Las Vegas, Nevada, serving retirees and future retirees across the greater Las Vegas valley. Through virtual meetings, we can also work with clients elsewhere in the United States where we are properly licensed or exempt from licensure.

Las Vegas Desert Shores Summerlin Henderson North Las Vegas Spring Valley Enterprise Paradise Boulder City Nationwide by video

Let's Keep Your Retirement Intact

If you want a clear, coordinated plan for growing and protecting your retirement income, we would welcome a conversation. We will talk through where you are today and where you would like to be. Your initial consultation is complimentary, with no cost and no obligation.

Prefer to talk now? Call 702-804-4902
Request A Financial Planning Consultation

Submitting a request does not create an advisory relationship. No advice may be rendered by Ntact unless a client service agreement is in place.

Frequently Asked Questions

What financial planning services does Ntact Retirement Solutions offer?

Ntact focuses on retirement income planning, investment management, risk management, tax planning coordinated with your CPA, Social Security claiming strategy, and 401(k) rollover guidance. Each plan is built around your goals, your timeline, and your comfort with risk.

Is Ntact Retirement Solutions a fiduciary?

Ntact is a fee-based Registered Investment Advisory firm. Our advisory recommendations are made in your best interest, and where a commission-based product is part of the plan, we disclose how we are compensated so you can decide with full information.

How does Ntact approach risk in a retirement portfolio?

We help you identify your personal Risk Number, a measure of how much risk you are comfortable taking, then build a portfolio aligned to that number and to your goals. We monitor it over time and recommend periodic adjustments as your situation and the markets change.

Do I have to live in Las Vegas to work with Ntact?

We work from the Desert Shores area of Las Vegas and meet with clients across the valley in person. Through virtual meetings, we can also work with clients elsewhere in the United States where we are properly licensed or exempt from licensure.

How do I get started with Ntact Retirement Solutions?

Reach out through our Contact page or call the Las Vegas office at 702-804-4902 to request a consultation. We will talk through where you are today and where you would like to be, with no cost and no obligation for that first conversation.

Our Services

How We Work

We provides a wide array of specialized advisory and strategic services for our clients.

Mahlon R. Edwards has helped hundreds of clients since 2000.

Financial Planning

Lives well planned are lives well lived. Whether you need individual or small business retirement plans, help in reducing the effects of taxation or inflation, or assistance in providing a meaningful legacy to those you leave behind, we will carefully analyze your current situation and goals and provide simple, effective solutions so that together we can take the guess work out of your financial future

Review My Plan

Risk Management

Our cutting-edge technology allows us to pinpoint your acceptable levels of risk and reward with unparalleled accuracy, helping us to make sure that your portfolio aligns with your goals and expectations. Simply answer a few questions about how you feel about investing and then we’ll pinpoint your exact Risk Number (it’s like your “sleep number”). Then we’ll craft a portfolio that aligns with your comfort level and compare it to the portfolio you currently have.

What is my Risk Number

Portfolio Management

Professional portfolio management is the option of choice for those clients who see the value in transferring the time consuming details of managing their own retirement/investment accounts in order to achieve superior returns, lower costs, and risk minimization while removing the potentially catastrophic long term effects of emotional decision making. Run your retirement/investment accounts like a business by partnering together with us to create your own professional portfolio management team where control is not relinquished but increased.

Review My Portfolio

Self-Directed Investor Option

Perfect for those investors not requiring the high degree of oversight provided by Professional Portfolio Management or for those individuals not nearing retirement where the complexity of their financial situations increases significantly. This option provides leading-edge risk management technology and select portfolio options with the personal relationship and judgement of a human advisor. Investors set up their accounts, determine their goals, risk tolerance, and time horizon. Behind the scenes we’ll monitor the portfolio and recommend periodic adjustments. Although the client assumes some of the decision making with this option they are never really alone. By appointment the client can speak to a CFP® credentialed advisor by phone, video conference, or email.

Learn more

Client Documents

Confidential Questionnaire
Cash Flow Questionnaire
Investment Questionnaire

TD Ameritrade Account Documents:

Standard Account Application
Standard Account Deposit Slip
IRA Account Application
IRA Account Deposit Slip

Client Account Log-in

You can access your T.D. Ameritrade Institutional client account here.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

retirentact@gmail.com |  702-804-4902