You’ve worked hard and sacrificed to build your wealth, and now you’re planning for the next chapter of your life.  You’re probably asking questions like “When do I want to retire?” and “How do I want to spend my time?” Or “Do I have enough saved?” and “When should I draw Social Security?” Your Baird Financial Advisor can help you bring clarity to your financial picture and chart a course to help you get to where you want to go. 

After completing our extensive discovery process to understand your story and your desires for retirement, we combine what you’ve told us with our expertise and experience to translate your vision into a series of actionable financial goals. On your road to retirement, we advise you on your retirement plan contributions and investment strategies to help ensure you’re on track. Using a goals-based Investment Planning process, our advisors work with you to track your progress so you can make pro-active decisions about your future.

As you near retirement age, our Financial Planners and Social Security experts can develop a comprehensive Social Security analysis for you so you can get an accurate picture of what your income will be in retirement and manage your plan based on your goals, not someone else’s.

With a roadmap in hand, you can move forward confidently when it is finally time to bid farewell to the workforce. You won't have to wonder if your savings will support your retirement dreams and last your lifetime – regardless of whether retirement was your decision, your spouse’s decision or your employer’s decision. However and whenever you retire, your Financial Advisor will work with you to help make sure you have what you need to be financial secure. Working together with your Financial Planner, your Financial Advisor will help you create an asset allocation strategy designed to keep up with inflation, create income and keep in line with your risk level. He or she will help you structure your retirement income, recommending accounts to draw from and advising you on how much you can comfortably withdraw.