Money | John Graham & Associates

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

Have A Question About This Topic?

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

U.S. Personal Savings Rate

What can be learned from the savings rate?

How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

Buying vs. Leasing a Car

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

What To Do When Your Income Reaches 7 Figures

Preserve your high net worth with these foundational tips.

Year-End Charitable Gifting and You

This article may help you maximize the benefits of your donation for your chosen charity.

The Half Million Dollar Baby

The true cost of raising a child may be far more than you expect.

Countering Counterfeit Currency

Combating counterfeiting remains core to preserving the integrity of the nation’s money.

Understanding Money Market Funds

Check out this brief article which explores the role Money Market Funds may play in your portfolio.

View all articles

Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

Lifetime of Earnings

Estimate how much you may earn over your working years based on your current income.

View all calculators