Money | John Graham & Associates

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

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The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

What To Do When Your Income Reaches 7 Figures

Preserve your high net worth with these foundational tips.

How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

Buying vs. Leasing a Car

Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.

Making a Charitable Gift

Did you know that there are benefits and limitations when you decide to donate stock? Learn more about your options.

Password Protection Strategies

Simple steps may help you foil hackers and protect your privacy.

U.S. Personal Savings Rate

What can be learned from the savings rate?

Should I Accept a Free Credit Lock?

Learn the ins and outs of credit locks, freezes, and more.

What Can You Buy With 529 Distributions?

This article can be a helpful guide when beginning to prepare for education expenses.

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Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

Lifetime of Earnings

Estimate how much you may earn over your working years based on your current income.

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