Are your investments working toward a goal — or just sitting in different buckets? Do you know what your retirement is supposed to look like — or are you hoping it all comes together? Connect with us at familywealthadvisory.com to create a plan designed around your goals.

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One played it too safe. One took too much risk. Both almost lost. Financial decisions are often emotional — but your retirement plan shouldn’t be. Watch the video to learn more.

Market crashes make headlines… but taxes could quietly impact your retirement even more. Want to know more? Watch the video to find out.

The biggest threat to your retirement… might not be the stock market. Learn more about how we may help you navigate risk.

Estate planning isn’t about paperwork — it’s about protecting the people you love. Are you prepared?

Are you taking more investment risk than you’re actually comfortable with? Your portfolio has a risk score — but does it match your comfort level?

With Google, YouTube, and AI — do you really still need a financial advisor?

Do you want your charitable giving to make a lasting impact while also being smart about taxes, charitable planning is more than just writing a check with the right strategy, like a donor advised fund, charitable trust or gifting appreciated assets, you can support the causes you care about and create meaningful tax advantages for you and your family as a financial advisor and your financial advocate, I'll help you give with purpose, aligning generosity with strategy, so every gift makes a difference today and builds a legacy for tomorrow.

Quick question: if something happened to you tomorrow, would your family know where everything is—your accounts, important documents, who to call, what’s covered, and what’s not? Most families don’t have a written plan. They have you. And if you’re not there, they’re left overwhelmed and unsure of what to do next. This isn’t about being morbid. It’s about being responsible. Having a clear, simple plan gives your spouse and kids the guidance and confidence they’ll need during a difficult time. If you don’t have a plan your family could easily follow, reach out. I’ll help you build one—so they have clarity, not confusion, when it matters most.

There can be two types of people: those who save on taxes now, and those who save on taxes forever. Most people focus on lowering this year’s tax bill—but short-term thinking can cost thousands in retirement. A Roth conversion allows you to move money from a traditional IRA or 401(k) into a Roth IRA. You pay taxes now at a known rate, but your money grows tax-free and can be withdrawn tax-free for the rest of your life—even if tax rates go up. Roth conversions can be especially powerful during lower-income years or when future tax increases are likely. The real question isn’t if you’ll pay taxes—it’s when and how much. At Family Wealth Management, we specialize in Roth conversion strategies. Reach out and we’ll run the numbers to see if it’s the right move for you.

Saving in a 401(k) is important—but withdrawals are taxable. This video explains why health care planning matters and highlights common considerations such as Medicare supplements, HSAs, and long-term care planning as part of a broader retirement strategy.

This video explains why estate planning goes beyond paperwork and highlights common considerations such as trusts, beneficiary reviews, and gifting strategies as part of a thoughtful legacy plan.

This video explains how different income sources, such as Social Security versus retirement account distributions, may be taxed differently—and why coordinated tax planning can play an important role in long-term financial decision-making.

Saving in a 401(k) is important—but withdrawals are taxable. This video discusses why balancing pre-tax, Roth, and after-tax assets may help improve flexibility in retirement.  Watch the video to learn about tax-aware retirement planning.

Do you have an old 401(k) from a previous employer? Many people do—and deciding what to do with it isn’t always straightforward. Different options may have different tax, investment, and planning implications. In this video, we discuss common considerations when reviewing an old 401(k) so you can make informed decisions and avoid unintended tax consequences.

Life insurance isn’t just about protection—it can also play a role in broader financial strategies. This video explores how modern policies may be used in retirement, legacy, and long-term planning discussions. Watch the video to learn how life insurance fits into financial planning.

Retirement income planning isn’t one-size-fits-all. Market volatility and inflation have changed the landscape, making diversified income strategies more important than ever. This video discusses how multiple income sources may help support long-term retirement needs.Watch the video to learn how income planning works in retirement.

Market swings can feel uncomfortable, especially without context. This video shares historical perspective on market volatility and explains why data and discipline matter more than fear-based reactions. Watch the video to gain perspective during uncertain markets.

Every financial decision affects multiple areas of your life—from taxes and investments to estate planning and retirement income. This video explains why an integrated planning approach can help you see the full picture. Watch the video to learn how comprehensive planning works together.

Meet Marty Higgins, CFP®, founder of Family Wealth Management in Marlton, New Jersey. Learn how an independent, fiduciary approach and a structured planning process can help families navigate life transitions, market changes, and long-term goals with confidence.

There’s no universal “retirement number.” What works for one person may fall short for another. Your lifestyle, health, goals, and legacy all matter. This video explains why personalized planning matters more than generic retirement benchmarks. Watch the video to explore how a customized retirement plan can provide clarity.

Choosing when to claim Social Security is a permanent decision that can impact your lifetime income. This video explores the key factors that may influence that choice, including age, health, and spousal considerations. Watch the video to better understand your Social Security options.

In this insightful interview, Marty Higgins, a seasoned financial advisor, shares invaluable financial planning advice tailored specifically for small business owners and entrepreneurs.

In this insightful video, Michael Einhorn, a Certified Divorce Financial Analyst joins Ed Winslow to discuss key financial considerations during and after a divorce.

Join Marty Higgins as he discusses the essentials of retirement planning and financial security for those with aging parents.

 For Ages 35–50:  Marty  Higgins covers the essentials of asset mapping, risk management, and insurance, offering key insights for families at the peak of their earning potential.

Senior Partner, Michael Einhorn discusses Breast Cancer Awareness and the value of having a Cancer Insurance Policy.

Marty Higgins has the answers to the questions that he has heard retirees ask during his many years of practice. If you are to sleep well, you need to be confident that your money is secure and that you will be all right, no matter what.