Designing Your Dream Retirement
July 14, 2026, Grossmont Adult School
Retirement is not just a financial event — it is a life transition. Many people retire from work without a clear vision of what they are retiring to. This interactive workshop will help you define your ideal lifestyle, discover new passions, and create a roadmap for a purposeful, healthy, and joy-filled retirement.
Mastering Your Retirement: Mistakes to Avoid
July 15, 2026, Poway Adult School
Retirement is one of the biggest financial transitions of your life, and missteps during the planning phase can create a retirement nightmare. This educational course is designed to help pre-retirees (~ ages 50-67) and recent retirees identify the hidden pitfalls that can derail their financial security. Learn how to create a clear, actionable roadmap, and avoid the most common planning mistakes to ensure a sustainable, worry-free retirement.
Retirement Income Strategies: Actionable Ideas & Tips
July 21, 2026, Poway Adult School
Transitioning from accumulating wealth to spending it requires a new set of rules. This comprehensive course provides practical, actionable strategies to turn your savings into a reliable, long-term paycheck. Participants will learn how to build a diversified income plan, optimize Social Security claiming strategies, incorporate pension options, and strategically minimize taxes. We will explore techniques for crafting a customized, actionable plan to manage retirement risks and preserve your lifestyle.
Annuities: The Good, The Bad, & The Ugly
August 4, 2026, Poway Adult School
Annuities are often surrounded by high-pressure sales pitches and confusing jargon. They are neither a guaranteed magic bullet nor always a terrible financial move. The truth lies somewhere in the middle and understanding that middle ground is critical to securing your financial future. In this class, we strip away the marketing hype to provide an objective, comprehensive, and honest analysis of these complex insurance contracts.
Retirement Planning 5-10 Years Out
August 11, 2026, Grossmont Adult School
Retirement is no longer a distant concept—it is an impending
reality. The decisions you make 5 to 10 years before retiring are
the most critical in determining your financial security, flexibility, and enjoyment in your post-work years. Whether you are 10 years out or entering your final 5-year sprint, this course provides the blueprint to retire on your own terms.
Avoiding Costly Retirement Planning Mistakes
September 8, 2026, Grossmont Adult School
Many retirement regrets stem from decisions people did not realize they were making. From claiming Social Security too early to overlooking tax traps and healthcare costs, small missteps can have long-term consequences. Learn the most common retirement planning mistakes and how to avoid them before they impact your financial security.
Mastering Roth IRAs & Conversions
November 10, 2026, Grossmont Adult School
Roth IRAs are one of the most advantageous retirement savings vehicles available, yet they are vastly underutilized and
underappreciated by many people who are planning for retirement. We will discuss how they work, contributions versus conversions, and the rules and tax outcomes that apply.
Annuities Demystified
December 8, 2026, Grossmont Adult School
Annuities are often misunderstood and sometimes oversold. This educational session provides a clear, balanced explanation of the different types of annuities, how they work, their costs, and when they may or may not fit into your retirement plan.
Social Security Claiming & Retirement Income Planning
January 12, 2027, Grossmont Adult School
Moving from a steady paycheck to retirement income is one of the most significant financial challenges you will face. Learn the
various options for claiming Social Security and discover how to
translate retirement savings into consistent monthly income.
Tax-Smart Retirement Strategies
February 9, 2027, Grossmont Adult School
Are taxes the biggest threat to your retirement nest egg? Many
retirees inadvertently pay more in taxes than necessary because they lack a clear tax management strategy. This course provides practical, actionable steps to reduce your tax burden during retirement and avoid common tax pitfalls.
Retirement Roadblocks & Risk Management
March 9, 2027, Grossmont Adult School
This course provides a comprehensive overview of the financial
landmines that can derail retirement security. Learn actionable
strategies to access and position your resources, manage taxes, address inflation and increasing medical expenses, and create a secure solution so you don’t run out of money in retirement.
Preparing Financially for Divorce
April 13, 2027, Grossmont Adult School
Are you thinking about divorce and worrying about how it might impact you financially? Are you concerned about separating yourself from your spouse monetarily, splitting assets, and gathering the documentation you need before you leave? Don't let this daunting process paralyze you. Learn how to prepare financially before you separate.
Estate Planning & Legacy Protection
May 11, 2027, Grossmont Adult School
Without proper planning, families can face unnecessary legal
complications and expenses. This class explains the essential
estate planning documents everyone should consider, how probate works, and strategies to ensure your wishes are honored while protecting your loved ones from avoidable stress.