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Our Firm

Through a lifetime of commitment and partnership, we provide financial clarity, confidence and understanding to our clients.

"We're serious about what we do and light-hearted about how we do it." - Steve Van Houten, CFP®

At Lifetime Financial Advisors (LFA), we remain dedicated to our founding vision: providing a lifetime of guidance and service to clients and their families. We believe financial planning is about more than managing wealth—it’s about helping people pursue their goals, protect what matters most, and create a lasting legacy.

Our experienced team of advisors works closely with each client to develop personalized strategies tailored to their unique financial circumstances, life priorities, and long-term aspirations. Acting as trusted financial guides, we help clients navigate important decisions with confidence and clarity.

Supporting both our clients and advisors is our exceptional service team. Through a client-centered approach, we are committed to delivering responsive, personable, and attentive service at every stage of the relationship.

Today, LFA is a thriving firm managing more than $750 million in advisory and brokerage assets through LPL Financial as of May 31, 2026. Through our Registered Investment Advisor (RIA), Lifetime Financial Advisors, Inc., we provide comprehensive financial planning services designed to support clients through every stage of life.

As we serve the fourth-generation of families, we remain grateful for the trust our clients have placed in us. Their loyalty has been the foundation of our success, and we look forward to continuing to help generations of families achieve their financial goals for years to come.

Firm History

Lifetime Financial Advisors (LFA) has proudly served clients for more than four decades. Founded in 1980 by Lou Oberman, the firm was built on the vision of providing comprehensive financial planning and wealth management services to individuals and families. At a time when financial planning was still an emerging concept, Lou recognized the value of delivering ongoing, personalized advice to help clients make informed financial decisions throughout their lives.

In 1987, Steve Van Houten, a young CERTIFIED FINANCIAL PLANNER™ professional working in the San Diego real estate industry, connected with Lou and quickly developed a strong professional relationship. Both shared a passion for helping clients achieve financial independence and build secure futures.

Recognizing the strengths they brought to the profession, Lou and Steve formed a partnership in 1993 that combined Lou’s years of experience with Steve’s technical expertise, innovative thinking, and boundless energy. Together, they chose the name Lifetime Financial Advisors to reflect their commitment to serving clients and their families through every stage of life.


Steve and Lou

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