You are viewing a preview location.
Broker Check
Client Login

A Disciplined Process, Built Around Your Goals

Our planning process drives our investment process. From goal-driven allocation to rigorous manager oversight, every decision is made with your Family Master Plan® in mind

Money Masters

RCA is an investment advisory practice using third-party managers to create diversified model portfolios.

Customized to Your Needs & Objectives
Distribution-Focused
Tax-Managed

We believe tax management is more than just a feature — it is a guiding philosophy embedded in nearly every aspect of our approach. Because everyone's financial situation is different, the Retire In Comfort®; portfolios are tailored to match your individual cash flow needs, tax situation, and risk tolerance.

Our Income Distribution-Focused Strategies are designed with the goal to help you meet your need for steady monthly cash flow in retirement with extensive flexibility.

Daniel Kiley

"When it comes to investing, every dollar matters because every dollar invested may move you closer to your family's goals."

— Daniel Kiley, RCA Chief Investment Officer

Our Guiding Principles

At the foundation of our portfolio manager selection and monitoring process lies an overarching commitment to four guiding principles.

1
Balancing Risk and Return

Our primary focus is delivering risk-managed returns with a disciplined approach to ongoing portfolio management.

2
Active Management

We work with a network of portfolio managers with a track record of uncovering value and avoiding market hazards.

3
Diversified Mix of Portfolio Managers

We engage external managers with experience in specific asset classes, matching our construction mandates to their strengths.

4
Rigorous Oversight

We employ a rigorous monitoring process involving ongoing review of performance, operations and market conditions.

A Process Driven Approach

Our planning process drives our investment process — delivering strategies and recommendations developed in consideration of your financial objectives and changing market and economic conditions.

1
Goal Driven

Our investment process starts with your goals.

→
2
Active Asset Allocation

Determine the types and weighting of asset classes that will make up your portfolio.

→
3
Portfolio Design

Create and manage the underlying sub-asset classes that make up your portfolio.

→
4
Select and Monitor

We hire, monitor, and dynamically shift investment managers that make up a specific asset class.

How We Invest

We strive to deliver transparent, accountable and personalized financial solutions through ongoing global market assessment.

1
Initial Research and Screen

Quantitative and qualitative analysis to identify manager candidates.

2
Monthly Manager Analysis

Monthly performance review against benchmarks and expectations.

3
Quarterly Compliance Audit

Annual performance assessment and management meeting requests as needed.

4
12-Month Monitoring Process

Internal review, strategic oversight, and final selection process.

See Your Plan in Action

This disciplined process only means something once it's built around your specific goals. Let's talk through how it applies to your situation.

SCHEDULE A MEETING

Investment Process FAQs

How often does RCA review or rebalance my portfolio?

+
RCA's investment team conducts monthly manager performance reviews, quarterly compliance audits, and a 12-month monitoring cycle, with tactical portfolio adjustments made as market conditions change.

How does RCA select investment managers for my portfolio?

+
RCA isn't limited to proprietary products or a single fund family. The team draws from a wide universe of investment funds across the industry, building each portfolio like an all-star roster — choosing the funds and managers believed to be best suited for each specific asset class based on ongoing research, performance review, and risk management, rather than being restricted to in-house options.

Does RCA manage investments in-house, or use outside managers?

+
RCA is an investment advisory practice that engages a network of experienced third-party portfolio managers rather than picking individual stocks in-house. RCA's own team is responsible for manager selection, ongoing due diligence, and tactical allocation decisions across the portfolio. See our Family Master Plan® for the full planning picture.

Still have a question? Reach out below and we'll get back to you.

Contact Us

Thank you!
Oops!