Tate Charping | Financial Advisor

As a Financial Advisor with Shoemaker Financial, I help individuals, families, young professionals, and business owners build financial strategies designed around what matters most to them. Whether you're preparing for retirement, building wealth, protecting your family, or working toward a major financial goal, my objective is simple: help you make informed decisions and create a path forward with confidence.

Before entering the financial services industry, I spent years coaching lacrosse, including four years while attending the University of Mississippi and continuing afterward with the Briarcrest boys' lacrosse program. Coaching taught me lessons that continue to shape the way I serve clients today. Success doesn't happen overnight. It comes from having a plan, developing discipline, trusting the process, and staying focused on the goal even when the path becomes challenging.

That mindset is what drew me to financial advising. I wanted a career where I could actively help people where they are and walk alongside them through whatever challenges they may be facing. One of the most rewarding parts of my role is helping clients realize that financial goals that once felt out of reach may be more achievable than they imagined with the right strategy, habits, and support system in place.

I especially enjoy working with young professionals and families who are building a foundation for the future. Whether you're purchasing a home, managing debt, beginning to invest, saving for retirement, or simply trying to make sense of your financial picture, I believe financial planning should be approachable and easy to understand. Finance can sometimes feel like its own language, and part of my job is helping translate complex concepts into practical decisions that make sense for your life.

My planning philosophy is intensive, goal-focused, and process-oriented. I believe financial planning works best when it's built around meaningful relationships rather than transactions. By understanding what truly matters to my clients, we can establish goals, develop a plan, and create the habits and actions necessary to pursue those objectives over time. As I often tell clients, trust the process.

I joined Shoemaker Financial in 2025 after earning a Bachelor of Arts in Economics with a minor in Political Science from the University of Mississippi. I hold my SIE, Series 7, Series 66, and Life Insurance licenses.

Outside the Office

Outside of work, you'll usually find me coaching lacrosse, on the golf course, hunting, or cheering on Ole Miss athletics.

I am actively involved with the Germantown Chamber and the Briarcrest boys' lacrosse program. Coaching has remained one of the most rewarding parts of my life, giving me the opportunity to mentor young athletes, invest in the next generation, and help others pursue their goals both on and off the field.

Frequently Asked Questions

Do you work with young professionals?

Absolutely. Many of my clients are beginning to build wealth, purchase homes, manage debt, start investing, and make important financial decisions for the first time. I enjoy helping people create a roadmap that provides clarity and direction during those early stages of life.

I'm just getting started. Is financial planning something I should be thinking about?

Everyone can benefit from planning, but not every plan looks the same. Whether you're building savings, beginning to invest, managing debt, or working toward a major goal, developing good habits and a clear strategy early on can create opportunities for the future.

What makes your approach different?

My background in coaching has shaped the way I work with clients. I believe success comes from having a plan, understanding the process, and staying committed to your goals. My role isn't simply to provide recommendations. It's to help clients stay focused, informed, and confident as they work toward what matters most to them.

What financial advice do you find yourself giving most often?

Trust the process. Financial success is rarely the result of one big decision. More often, it's the result of consistent actions, good habits, and a commitment to long-term goals.

What do you want clients to feel after meeting with you?

I want clients to leave every meeting feeling like they learned something new and have a clearer understanding of what's possible. Most importantly, I want them to feel confident that their goals can be achieved through thoughtful planning and a commitment to the process.