A sound retirement income plan safeguards you for a long retirement, inflation, and market volatility.  It assesses the right amount to withdraw from savings and when to help you reduce the chances of running out of money.  A solid retirement income plan includes guaranteed income, growth potential, and flexibility, as the goals and resources require it.  This plan should prepare you for life's eventualities by combining income from multiple sources to create a diversified income stream, giving you a sense of reliability and predictability. This analysis includes:

• Social security maximization
• Income & expense analysis, based on a time horizon assessment
• Provisional needs & inflation protection
• Spousal plan
• Longevity protection