Retirement Planning Services for Greater Salt Lake City & Utah Valley | Peterson Wealth Advisors
Welcome to Your One-Stop Retirement Shop
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# Welcome to Your One-Stop Retirement Shop
Retirement. You’ve worked hard your whole life for this moment.
And while you’re looking forward to travel, service, and the time with grandchildren you’ve talked about with your spouse for so long, there are some lingering questions…
Will the savings you’ve accumulated be enough?
Will your money last as long as you do?
At Peterson Wealth, we have some good news for those who have spent their working lives diligently building a nest egg of $1 million or more. With our Perennial Income Model™, the answer is yes!
With the Perennial Income Model™, many of our clients find that they not only have enough to provide income that lasts their entire retirement…they have enough to leave a meaningful legacy too.
What's the Perennial Income Model™?
It’s a proprietary retirement investment approach that helps protect your retirement savings from the risks of inflation. Scott Peterson has developed the Perennial Income Model™ based on a Nobel-prize winning economist’s approach.
How does it work? The Perennial Income Model™ divides your investments into 6 different accounts – each optimized for a specific timeframe, and each with a unique risk profile.
The result is that the money you need today is in low-risk, low-volatility investments, while what you need in the future has the chance to grow. And that adds up to inflation-adjusted income that lasts the rest of your life.
A segment-based approach to income, the Perennial Income Model matches your current investments with your future income needs.
A segment-based approach to income, the Perennial Income Model matches your current investments with your future income needs.
Social Security & Pensions
Social Security & Pensions Investment Management Tax Planning Medicare & Health Insurance Legacy & Estate Planning What we do NOT do
Social Security & Pensions
Taking Social Security and pensions at the proper time is a fundamental consideration of any retirement income plan. The impact of these decisions will affect every aspect of your financial life throughout retirement including:
- The taxes you will pay
- The disbursements you will need to make from retirement accounts
- The types of accounts from which you draw your income
- How your money should be invested
We can help to optimize Social Security and pension benefits for you by coordinating these benefits into a comprehensive income plan. This optimization is made possible because of the Perennial Income Model.
Learn more about Social Security.
Investment Management
Compound interest is a powerful tool. But is your portfolio set to realize its full potential? At Peterson Wealth Advisors, we see to it that it does. With the Perennial Income Model™, we don’t need to try to “guess” or “time” the market. That’s a losing strategy and prevents retirees from having peace of mind. Instead, our investment strategy matches your current investments with your future income needs.
Tax Planning
Typical tax preparation professionals are usually focused on the short term, such as solving this year’s tax issues. At Peterson Wealth Advisors, we see a much bigger picture.
The Perennial Income Model™ allows us to recognize, and even create, tax-saving opportunities five, ten, or even twenty years down the road. That’s because our tax planning process accurately projects decades’ worth of your retirement income. Using this, we’re able to help manage tax brackets, optimize Roth conversions, and maximize charitable donations to the causes you care about.
Medicare & Health Insurance
One major worry in retirement is how you’ll handle medical expenses. So whether you’re 65+ looking for the best Medicare supplement, or under age 65 looking to cut insurance costs, we can help.
The Perennial Income Model™ helps us prepare for your future healthcare needs. As your guide, we:
- Help you apply for Medicare
- Align you with a vetted Medicare Supplement Professional
- Create a plan so you can acquire the least expensive and best health insurance coverage prior to age 65
- Consider with you the pros and cons of purchasing Long-Term Care insurance and direct you to a credible agent should you determine that this course of action suits your needs
Legacy & Estate Planning
You’ve worked hard to get to where you are. Now you’re looking to preserve what you have. At Peterson Wealth Advisors, we’re here to see that what you’ve built lasts. Not just for you, but for the people you love and the charities that you support.
During your retirement, we’ll help you through the estate planning process. We can work with your estate planning attorney or recommend you to one to help complete your estate plan and keep it updated.
Either way, we’ll efficiently establish your beneficiaries, protect your loved ones, and maximize your legacy. Plus, the Perennial Income Model™ will help us spot any estate-tax liability concerns along the way!
You receive all of this value for one transparent quarterly fee.
Taking Social Security and pensions at the proper time is a fundamental consideration of any retirement income plan. The impact of these decisions will affect every aspect of your financial life throughout retirement including:
- The taxes you will pay
- The disbursements you will need to make from retirement accounts
- The types of accounts from which you draw your income
- How your money should be invested
We can help to optimize Social Security and pension benefits for you by coordinating these benefits into a comprehensive income plan. This optimization is made possible because of the Perennial Income Model.
Compound interest is a powerful tool. But is your portfolio set to realize its full potential? At Peterson Wealth Advisors, we see to it that it does. With the Perennial Income Model™, we don’t need to try to “guess” or “time” the market. That’s a losing strategy and prevents retirees from having peace of mind. Instead, our investment strategy matches your current investments with your future income needs.
Typical tax preparation professionals are usually focused on the short term, such as solving this year’s tax issues. At Peterson Wealth Advisors, we see a much bigger picture.
The Perennial Income Model™ allows us to recognize, and even create, tax-saving opportunities five, ten, or even twenty years down the road. That’s because our tax planning process accurately projects decades’ worth of your retirement income. Using this, we’re able to help manage tax brackets, optimize Roth conversions, and maximize charitable donations to the causes you care about.
One major worry in retirement is how you’ll handle medical expenses. So whether you’re 65+ looking for the best Medicare supplement, or under age 65 looking to cut insurance costs, we can help.
The Perennial Income Model™ helps us prepare for your future healthcare needs. As your guide, we:
- Help you apply for Medicare
- Align you with a vetted Medicare Supplement Professional
- Create a plan so you can acquire the least expensive and best health insurance coverage prior to age 65
- Consider with you the pros and cons of purchasing Long-Term Care insurance and direct you to a credible agent should you determine that this course of action suits your needs
You’ve worked hard to get to where you are. Now you’re looking to preserve what you have. At Peterson Wealth Advisors, we’re here to see that what you’ve built lasts. Not just for you, but for the people you love and the charities that you support.
During your retirement, we’ll help you through the estate planning process. We can work with your estate planning attorney or recommend you to one to help complete your estate plan and keep it updated.
Either way, we’ll efficiently establish your beneficiaries, protect your loved ones, and maximize your legacy. Plus, the Perennial Income Model™ will help us spot any estate-tax liability concerns along the way!
You receive all of this value for one transparent quarterly fee.
What we do NOT do:
- Sell annuities
- Receive commissions
- Chase last year's winners
- Leave you to "figure it out" on your own
- Charge hidden fees
- Try to time the market
GET STARTEDReady for a conversation?
Schedule a call with one of our financial advisors and see what retirement can look like with a plan built around your life.