Aaron Niederman has been a Financial Advisor with margFINANCIAL since 2005 and the Director of Wealth Strategies since 2023.
He is a graduate of the University of Rhode Island, College of Business Administration. While there, he earned a BS in Finance and a BS in Management. Aaron also earned a Certificate in Financial Planning from Fairleigh Dickinson University and holds the following designations:
- CFP® - Certified Financial Planner
- CFS® - Certified Fund Specialist
- AIF® - Accredited Investment Fiduciary
- CPFA® - Certified Plan Fiduciary Advisor
- RICP® - Retirement Income Certified Professional
His practice focus is in the areas of asset management, retirement plan consulting, and financial and risk management strategies. His clients come from all industries, such as non-profits, medical/dental practices, manufacturing operations, and everything in between. Aaron believes in doing what is best for each client’s unique situation and telling his clients what they need to hear, not what they want to hear.
He is Series 6, 7, 63, and 65 registered and holds Life & Health insurance licenses in various states along with a Property & Casualty insurance license in New Jersey.
Aaron has earned the Five Star Wealth Manager award three times, 2015, 2022, and 2025.
Aaron Niederman, is a Registered Representative of Cetera Wealth Services, LLC, member FINRA/SIPC, and an Investment Advisor Representative of Cetera Investment Advisers LLC, a registered investment adviser.
This award was issued by Five Star Professional (FSP) for the time period (2015, 2022 and 2025). Fee paid for use of marketing materials. Self-completed questionnaire was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria - required: 1. Credentialed as a registered investment adviser (RIA) or a registered investment adviser representative; 2. Actively licensed as an RIA or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP's consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP's consumer complaint process; feedback may not be representative of any one client's experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria - considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager's future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients' assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. Visit www.fivestarprofessional.com.
