2344 Larimar Avenue
Carlsbad, CA 92009

GFH Financial

(760) 448-6440

 
Global and International Funds Are Alternative Investments Right for You? The Good Ship IPO The Business Cycle

Welcome to GFH Financial!

At GFH Financial, our goal is to help provide solutions to your specific life's goals, in both a competent and reliable setting.  We help identify what you wish to accomplish, research how best to help it, and monitor your progress until your goals are addressed.

At GFH Financial, we work with the following types individuals:

  •   Individuals saving for retirement
  •   Retired Individuals
  •   Both large and small businesses
  •   Families with children

Leveraging two decades of financial services industry experience, we provide:

  •  Investment Planning Strategies
  •  Income Tax Planning Strategies
  •  Insurance Planning Analysis
  •  Retirement Planning  Strategies & Employee Benefits
  •  Estate Planning Analysis
  •  Financial Planning Strategies

Gregg F. Himfar CFP® is a Certified Financial Planner™, with more than 20+ years of industry experience, and has been providing financial services for both individuals and businesses for 15 years.  Gregg F. Himfar is a Certified Financial Planner™, this designation is commonly referred to as a CFP® operates under a strict set of moral and ethical guidelines - namely the  CFP® Board's "Code of Ethics."  Doing the right thing, and placing your interests ahead of my own - are standards by which I adhere to.

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Helpful Content

Trends in Charitable Giving

Trends in Charitable Giving

Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.

How Income Taxes Work

How Income Taxes Work

A quick look at how federal income taxes work.

Should You Choose a Fixed or Variable?

Should You Choose a Fixed or Variable?

When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.

 

Catch-Up Contributions

Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

A Taxing Story: Capital Gains and Losses

Understanding how capital gains are taxed may help you refine your investment strategies.

Global vs. International: What’s The Difference?

International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.

What Is a 1035 Exchange?

1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.

A Primer on Dividends

A company's profits can be reinvested or they can be paid out to the company’s shareholders as “dividends."

Inflation & Your Money

It's important to understand how inflation is reported and how it can affect investments.

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A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

How Compound Interest Works

Use this calculator to better see the potential impact of compound interest on an asset.

Doubling Your Money

This calculator demonstrates the power of compound interest.

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

Roth 401(k) vs. Traditional 401(k)

This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

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Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

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The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.

Exit Strategies of the Rich and Famous

Estate conservation is too important to put off. Do you have a smart exit strategy?

Ready for Retirement?

Are you ready for retirement? Here are five words you should consider.

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

Acres of Diamonds

In life it often happens that the answers are right in our own back yards. This may be particularly true of investing.

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