2344 Larimar Avenue
Carlsbad, CA 92009

GFH Financial

(760) 448-6440

 
Global and International Funds Are Alternative Investments Right for You? The Good Ship IPO The Business Cycle

Welcome to GFH Financial!

At GFH Financial, our goal is to help provide solutions to your specific life's goals, in both a competent and reliable setting.  We help identify what you wish to accomplish, research how best to help it, and monitor your progress until your goals are addressed.

At GFH Financial, we work with the following types individuals:

  •   Individuals saving for retirement
  •   Retired Individuals
  •   Both large and small businesses
  •   Families with children

Leveraging two decades of financial services industry experience, we provide:

  •  Investment Planning Strategies
  •  Income Tax Planning Strategies
  •  Insurance Planning Analysis
  •  Retirement Planning  Strategies & Employee Benefits
  •  Estate Planning Analysis
  •  Financial Planning Strategies

Gregg F. Himfar CFP® is a Certified Financial Planner™, with more than 20+ years of industry experience, and has been providing financial services for both individuals and businesses for 15 years.  Gregg F. Himfar is a Certified Financial Planner™, this designation is commonly referred to as a CFP® operates under a strict set of moral and ethical guidelines - namely the  CFP® Board's "Code of Ethics."  Doing the right thing, and placing your interests ahead of my own - are standards by which I adhere to.

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Helpful Content

A Look at Whole Life Insurance

A Look at Whole Life Insurance

Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.

Life and Death of a \$20 Bill

Life and Death of a \$20 Bill

How long does a $20 bill last?

Understanding the Basics of Medigap Policies

Understanding the Basics of Medigap Policies

Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.

 

Systematic Withdrawals in Retirement - Clear and Wrong?

Taking regular, periodic withdrawals during retirement can be quite problematic.

To Catch a Thief

Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

Life and Death of a $20 Bill

How long does a $20 bill last?

Understanding Marginal Income Tax Brackets

An inside look at how marginal income tax brackets work.

Planning for the Expected

You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.

Pay Yourself First

It sounds simple, but paying yourself first can really pay off.

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Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.

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Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

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Rightsizing for Retirement

What does your home really cost?

Where Is the Market Headed?

We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”

Your DNA Test

If you have a family that relies on your income, it’s critical to know what their needs would be in the event of your death.

The Business Cycle

How will you weather the ups and downs of the business cycle?

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

Making Your Tax Bracket Work

Have you explored all of your choices when it comes to managing your taxable income?

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