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Retirement Planning

A life’s work should be rewarded with a comfortable and independent retirement.

We work closely with you to build a long-term plan for retirement that considers taxes and expected investment returns to help you retire when you are ready. Once retirement begins, we’ll work to preserve your nest egg and plan for the income you need to do the things you enjoy. Financial Planning Resources (FPR) will work with you to plan for retirement on your terms.

There is no question that retirement comes with its own unique set of challenges. At FPR, we use our experience, skill, and thorough understanding of your needs to build a portfolio that has a high likelihood of helping you face the challenges of retirement with confidence and, ultimately, financial independence.

Individual Retirement Accounts

An individual retirement account (IRA) is a tax-advantaged investing tool that individuals use to earmark funds for retirement savings. There are several types of IRA’s that FPR will work with you on, including: traditional IRAs, Roth IRAs, SIMPLE IRAs, and SEP IRA’s.

Small Business Retirement Plans

FPR has a variety of small business retirement plans that offer tax-advantaged ways to save for retirement for the self-employed, entrepreneurs, as well as sole proprietors and their employees. With flexible funding, tax-deductible contributions, a wide range of investment choices, our team will help you find a plan that's right for your business needs and retirement goals.


About half of American workers have access to a 401k, which is a workplace savings plan that lets employees invest a portion of their paycheck before taxes are taken out. If you fall in this category, FPR will help you wisely manage the savings, which will grow tax free until retirement, at which point withdrawals will be taxed as ordinary income.

Retirement Distribution Strategies

Required Minimum Distribution (RMD) calculations can be tricky. Especially if you have several retirement accounts. The IRS can impose a 50% additional federal tax on the amount of missed or insufficient RMD’s. But if you get your RMD’s right, you can avoid these pitfalls while also helping to make the most of your retirement savings. FPR provides sound RMD strategies which, who will help protect you from making financial moves that can trigger taxes.

<p>Three Key Questions to Answer Before Taking Social Security</p>

Three Key Questions to Answer Before Taking Social Security

When to start? Should I continue to work? How can I maximize my benefit?
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<p>Should You Borrow from Your 401(k)?</p>

Should You Borrow from Your 401(k)?

Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase?
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<p>Social Security: By the Numbers</p>

Social Security: By the Numbers

Here are five facts about Social Security that might surprise you.
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For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

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