PLAN FOR THE RETIREMENT YOU WANT
It is hard to get somewhere without knowing how you will get there. Without a map, we would have no clue how to drive to a new place. So why would you treat your finances any differently? You may have a goal in mind but you will need a plan and someone to help keep you on track to that goal to help you to actually get there. Learn more about how to get a financial plan with one of CS Advisors financial planners.
Retirement is one of the largest expenses, if not the most expensive, you will have to plan for in your lifetime. Essentially you are planning for 30-40 years of unemployment. Unlike many other large expenses, like buying a home, you cannot borrow money to pay for this expense. This means you will have to have a well thought out plan and start saving well in advance if you want to be able to retire when you want and live the way you want in retirement.
We all like to spend money but it is important that you first know how much you have available to spend or you may end up over spending and not having funds available for some of the things that are really important, like retirement or a large purchase. Setting up a budget and tracking your spending to make sure you are within your budget will help you to keep your finances on track. Learn more about how Townsend Financial can help you set up a budget.
Even with the best laid plans, they can sometimes run astray, because we all know life happens. You can help prepare yourself for some of these life events to make sure it doesn't take away from your bigger goals in life. Making a plan for paying off student loan debt, purchasing a new car, purchasing a house, having a child, saving for college, going through a divorce, or giving to charity can help you get the most out of each dollar. Learn more about some of the life events Townsend Financial can help you to prepare for.
You worked your whole life and paid into the Social Security and Medicare system. Deciding how and when to collect these benefits can be a complex decision which, if done wrong, can cost you thousands. A trusted retirement planning advisor can assist you in looking at your whole financial plan to help you make good decisions.
Townsend Financial teams up with professionals to help you with all of your financial concerns. By having a team that collaborates, it simplifies things for you and ultimately makes sure everyone is working in the same direction to help you reach your goals. Townsend Financial works with CPAs, Trust and Estate Attorneys, and insurance specialists to make sure all of your financial concerns are covered.