We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.
Our team of financial professionals can help you address:
- Investing principles and strategies
- Retirement investing and distribution strategies
- Estate conservation issues
- Risk management
We also can answer your questions, including:
- Can I retire early?
- Are my investments working hard enough?
- What’s the best approach for college savings?
- What are the elements of a sound estate strategy?
- Do I have enough life insurance for my family?
Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.
Founder and President
After a career serving our United States Air Force (USAF), Michael joined the financial services industry in 1993 and opened his first office in Colorado Springs, CO in 1996. A year later, Carol Pennica (Michael’s wife) joined...Click to read more...
Chief Operating Officer / Partner
Carol comes from a banking family and started her career with various banks and credit unions and later entered the insurance business with USAA. She graduated from Pikes Peak Community College with degrees in Business and Financial...Click to read more...
Julie Bishop is a graduate of the University of Southern California. After college, Julie began a successful career in the retirement planning industry, managing the compliance department for Benefit Planning, Inc., a...Click to read more...
Richard grew up in Raton NM, and attended the Air Force Academy in 1990. Richard retired from the Air Force after 21 years as an Intelligence Officer. He earned his MBA in 2000 after attending night school at the University of...Click to read more...
Mark grew up in Palm Beach County, Florida, but fell in love with Colorado as a cadet at the USAF Academy. After graduating in 1989, Mark served in our nation’s Air Force for nearly 27 years, and through 15 worldwide locations as a...Click to read more...
Joe Lippincott grew up in Colorado and has lived in Colorado Springs since the mid 2000s. In 2015, Joe graduated with honors from UCCS and received a bachelor’s degree in business with an emphasis in management and marketing. After...Click to read more...
Sally Jo is a U.S. Air Force veteran who truly enjoyed her time in the service. While in the Air Force she was an Aircraft Maintenance Scheduler that monitored and maintained aircraft, assigning them fly time and scheduling the...Click to read more...