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Broker Check


From start to finish, our process is outlined under a 6 step process.  Depending upon once's particular situation, you may be in need of multiple steps or simply one or two.


  1. ESTABLISH A RELATIONSHIP WITH YOUR FINANCIAL PLANNER.  We explain our financial planning services and define your responsibilities.  We address different compensation types (fee based versus commission) and  discuss how long the professional relationship will last and how we make decisions.
  2. GATHER YOUR DATA AND DEVELOP YOUR FINANCIAL GOALS.  You should print out and provide us your most recent financial statements.  In addition, tax docs and or Trusts/Wills should be reviewed. Together, A discussion regarding your goals and expectations will ensue.  You may also want to discuss your return expectations, and tolerance toward financial risk.
  3. ANALYZE AND EVALUATE YOUR FINANCIAL STATUS.  Your CFP® professional will consider all aspects of your situation to determine what you need to do to meet your goals.  Depending on what services you've asked for, your planner may analyze your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.
  4. REVIEW YOUR CFP® PROFESSIONAL’S RECOMMENDATIONS.  Your CFP® professional will go over his or her financial recommendations, explaining the rationale so you can make informed decisions. At this stage, share any concerns with your planner so any recommendations can be revised if necessary.
  5. SET YOUR COURSE.  You and your CFP®professional need to agree on how the recommendations will be carried out.  Your planner may carry out the recommendations or serve as your coach, coordinating the process with you and other professionals, like attorneys or CPA's.
  6. BENCHMARK YOUR PROGRESS AGAINST THE FINANCIAL GOALS YOU ESTABLISHED.  As you work toward your goals, you and your CFP®professional need to decide who monitors your progress so you stay on track. If the planner is in charge, he or she will check in from time to time, reviewing your situation and making any necessary adjustments to his or her recommendations.

Our first priority is helping you and your family meets its financial goals - both long and short term. We want to learn more about your personal situation, identify your dreams and goals, and develop long lasting relationships built on trust and loyalty.   Long-term relationships that encourage open and honest communication have been the cornerstone of our success.